Chapter Forty-Seven: A Surefire Way to Profit

At this moment, hearing Bai Qingming toss out such an ostentatious term, the female fan was overjoyed, her hope rekindled. Although she had no idea what risk hedging meant, the phrase itself sounded so sophisticated and impressive. Instinctively, she regarded Bai Qingming as a financial guru, yearning for him to lend her a hand.

“Ahem, could you teach me a couple of tricks for making money with funds? All I ask is to recover my losses—if I can break even, you can ask anything of me… Oh, and I don’t have a boyfriend yet.”

She added this last remark, almost as an afterthought.

As she spoke, the roar of a motorcycle echoed—Brother Wang had returned, catching just the tail end of Bai Qingming’s words. The moment Brother Wang caught sight of the female fan beside Bai Qingming, his eyes lit up. This girl was attractive—definitely qualified to be his girlfriend.

Just like that, as Bai Qingming was about to respond, Brother Wang pulled him aside.

“What’s up, Brother Wang?” Bai Qingming asked, a little surprised.

“It’s nothing really,” Brother Wang scratched his head, continuing, “I just wanted to discuss something. That operation you mentioned—could you tell me first, so I can go and impress your fan with it?”

Although Bai Qingming’s female fan didn’t hear this exchange, everyone in the livestream did, loud and clear. Instantly, the comments exploded.

“No way, isn’t this something passed down by our ancestors? Does it even need to be taught?”

“Yeah, every guy here is already a master, aren’t we?”

“Brother Wang, you misunderstood—our spiritual leader was talking about risk hedging.”

“I just got here—can someone explain what you’re all talking about? I don’t get it at all.”

“Another one making things up…”

The chat scrolled rapidly.

Hearing Brother Wang’s request, Bai Qingming immediately understood. Brother Wang’s old habit was acting up again: wanting to learn something from him so he could show off in front of the girl. But Bai Qingming wasn’t stingy with knowledge—he never hid what he knew. The problem was, risk hedging was just something he’d made up; he couldn’t possibly explain it to Brother Wang.

So Bai Qingming could only shake his head.

“Brother Wang, it’s not that I won’t teach you—it’s just that this thing isn’t easy to explain in a short time.”

He offered this excuse to save face.

“Alright then,” Brother Wang replied, not pressing further.

At that moment, the female fan, growing impatient, came closer.

“Master, master, can you teach me now?”

“Of course, no problem,” Bai Qingming replied with a confident smile.

At his words, the mood of the livestream shifted once again.

“Hurry, hurry! The bachelor godfather is teaching us how to make money buying funds—get ready to take notes, today’s the day we get rich!”

“Wait, let me grab my notebook.”

“What’s the point of notes? I’m ready to buy as soon as he finishes!”

Meanwhile, on the Douyu streaming platform, in PDD’s channel, the streamer had just finished a round of gaming and entertained his viewers with a belly dance. The stream was quickly blocked for showing too much skin. After the block was lifted, he settled back in his chair and lit a cigarette.

“Damn!” he exclaimed, accidentally lighting it backwards and burning himself—his cigarette dropped to the floor. The viewers erupted in laughter.

“666! First we had Old Wang next door selling stuff backwards, now PDD is smoking backwards!”

Someone typed this in the comments.

PDD saw it and was intrigued.

“Who’s Old Wang next door?”

Soon, a viewer answered, explaining that Old Wang was another streamer, and posted the link to Brother Wang’s channel.

Curious, PDD searched and entered Brother Wang’s livestream. He immediately saw people discussing something, and spotted Bai Qingming, who had recently shot to fame with his “Song of the Single Dog.”

“Interesting,” PDD muttered to himself.

He was a fan of Bai Qingming’s music—not just “Song of the Single Dog,” but also the later “Bootlicker Disco”—all catchy tunes. Hearing Bai Qingming now claim he could teach people how to make money buying funds was timely; PDD himself had been thinking about dabbling in funds.

So he stayed in Brother Wang’s channel, eager to hear what Bai Qingming would say.

Meanwhile, the viewers had been waiting for ages. Bai Qingming finally spoke:

“To buy funds, once you master risk hedging, you hold the key to wealth. Now, I’ll teach you a little trick to always profit from funds.”

“First, pick a fund—it doesn’t matter which one, whether it’s rising or falling. Be confident: if you think you’ll make money, buy it. But don’t invest everything at once. No matter how much money you have, always keep one-tenth for yourself—use the other nine-tenths to buy the fund.”

He paused here, allowing the viewers time to jot down notes.

“And then? And then?” the female fan was utterly convinced.

“Then, use the remaining tenth to buy insurance,” Bai Qingming said with utmost seriousness.

In that instant, the female fan was stunned. The viewers diligently taking notes were stunned. PDD, secretly learning how to make money with funds, was stunned as well.

“Excuse me, streamer, what’s the point of buying insurance?”

“Yeah, I’ve never heard of needing insurance to buy funds.”

“Does buying insurance guarantee your fund will go up?”

At first, the viewers were enthusiastic, thinking Bai Qingming was onto something. But the more he explained, the less they understood—everyone was confused.

Facing their questions, Bai Qingming continued:

“I said earlier, you need to master risk hedging to reduce risk.”

“But what does that have to do with insurance?” the female fan asked, bewildered.

“Isn’t it obvious? If your fund soars, you make money. If it loses…”

“And if it loses?” the female fan pressed.

“If it loses, you jump off a building. Then the insurance company pays you a huge sum, effectively minimizing your risk—guaranteed profit!” Bai Qingming explained calmly. “I’ve never lost money buying funds; this is the method I rely on!”

His words left everyone dumbfounded.

Once they recovered, the chat exploded once more.

“Damn, is this even possible?”

“The streamer makes sense—this really is foolproof, just a bit risky for your life.”

“This method is real—I tried it myself. That’s how I died last lifetime.”

“Got it, got it. I need to hurry and buy insurance before this trick spreads everywhere.”

“I knew it—learning skills is best in our spiritual leader’s channel.”

…